Topics For A Finance Research Paper

Topics For A Finance Research PaperAn excellent topic for a finance research paper is the development of online credit card use. The study highlights the link between credit card use and self-injurious behaviors, a phenomenon that has been termed credit abuse. Credit abuse is a growing problem in this country and one of the reasons for this is that many of us have started to use our credit cards for things that we never expected. We expect to get cash back or discounts, but the reality is that we often use them to buy things that we really do not need.One of the first places to look for information on credit abuse is by looking at a payday loan or a cash advance. These two loans often come with conditions that can be difficult to avoid. It may be easy to get the money to pay your rent or utilities, but getting that money in a few weeks when you need it can prove very difficult.This information can be used to help people avoid the bad habits that lead to bankruptcy. If someone is borr owing money to buy a car and then finds themselves in a car accident, they may not be able to make their payments. They will find themselves in a bad financial situation with no income and no vehicle. Finance research paper can show this information and why this is a situation that should be avoided.If someone does end up in this type of situation and is in financial trouble, the financial institutions that issued the credit cards can often help them avoid it by offering a debt settlement. By offering a debt settlement, the bank is not only helping to avoid a bankruptcy case, but also making sure that they do not have to deal with the stress and court fees that go along with it. In many cases, they will offer some type of financial package to help the person avoid bankruptcy.Financial aid for college fees are also part of this topic. Moststudents would love to afford tuition and other educational expenses, but often they find that the student loans are out of reach. Finance research paper can show how important financial aid is and that most schools are working hard to keep the cost of attendance down. The financial aid packages that these schools offer are often very good and often require very little work on the part of the student.Students who have more than one credit card will find that the amounts on their accounts can add up quite quickly. Most companies offer interest rates that are quite low, but this usually comes with a catch. The fee is usually set high enough that the cardholder will have a hard time paying it all off in the allotted time. Finance research paper can show that some of these companies can be quite reputable.What about a card holder who finds that they are overextended and cannot make their payments? If they still have the card in hand, they may wonder what they can do with it. Finance research paper can show how an internet credit card site can be very useful to an overdrawn cardholder. With a few clicks of the mouse, they can easil y transfer money to themselves or use the card for some minor purchases.Many times, people have accumulated too much debt on a number of cards and are in desperate need of credit counseling. Debt counseling services are often helpful in dealing with financial problems, but they also help people avoid a bankruptcy. Finance research paper can show this and how credit counseling services can work in a debtor's favor.